The Kaiser Family Foundation estimates more than one in four employers offering health benefits could be subject to the Cadillac Plan tax in 2018, unless they make changes to their plans. Also, they estimate that this number could grow to up to 30% in 2023 and 42% in 2028. The use of voluntary/supplemental health plans, such as Accident, Critical Illness and Hospital Indemnity plans will help ease the transition to higher deductible/higher out-of-pocket plan designs, and help relieve financial pressure on employees.